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Apart from its on-line sales and two physical stores, products of Xiaomi, a privately-owned Chinese electronics and software company headquartered in Beijing, will also be displayed in other offline channels, such as Carrefour, MediaMarkt y Phone House.

Another advantage is that it can increase transaction efficiency, Shu added. A manager surnamed Yi at a bookstore in Shenzhen told China Daily that the monetary value of sales is deposited directly into the store's bank account and there is no need to operate another third-party account. However, Shu said customer choice dominates the future of the payment structure. As existing channels have covered nearly all consumption scenarios, the digital yuan needs to make breakthroughs for broader acceptance.

Another new industry that's driven by digital payment is the sharing economy. It appears that the onset of the sharing economy has made Airbnb — a home rental portal — a competitor for regular hotels.

Apart from Ping An, 11 listed companies have buyback plans valued at over 1 billion yuan each. These include China Merchants Securities, consumer electronics giant TCL Corp and display-advertising firm Focus Media.

Another safeguard against future outbreaks is sufficient quarantine and treatment facilities, he added, referring to two temporary facilities with a total of 1,800 beds that Chinese mainland authorities are helping to build on Lantau Island.